A direct private lender, closing deals quickly and efficiently

The Best Kept Secret in Hard Money. Fast Funding & Easy Process

As a direct lender we offer-

  • Lien position 1st and 2nd Deed of Trust

  • Pre-Approval in less than 24 hours.

  • Loan size $70,000 - $5 million

  • Typical funding in 5-7 days.

  • Loan Terms 6-36 months

  • Interest Only Payments

Loans we offer-

  • Land Loans

  • Multi Family

  • Single Family (Including Primary Residence)

  • Condos

  • Retail Centers

  • Office Buildings

  • Fix and Flips

  • Bridge Loan

  • Construction Loan

Grand Funding 

Recently Funded and Closed

Scottsdale Home Funded in 5 days

Scottsdale, AZ

2nd Position

$650,000 Loan

Closed in 3 days

San Diego, CA

2nd Position

100,000 Loan

Closed in 3 days

Honolulu, HI

Construction Loan

$2,000,000 Loan

Ground Up Residential

Payson, AZ

Bridge Loan

$250,000 Loan

Closed in 48 hours

Land Loan in Goodyear AZ

Goodyear, AZ

Land purchase

$130,000 Loan

Closed in 7 days

Gainy Ranch, Scottsdale, AZ

Fix and Flip Rehab Loan

$950,000 Loan

Frequenlty Asked Questions about Hard Money

Q: What is a hard money loan?

A: A hard money loan is a type of financing secured by the value of a property rather than the borrower's credit score. These loans are usually provided by private lenders and have higher interest rates compared to traditional loans.

Q: How do hard money loans work?

A: Hard money loans work by using the property as collateral for the loan. The lender evaluates the value of the property to determine the loan amount and interest rate. Borrowers with lower credit scores can still qualify for a hard money loan.

Q: What are the pros and cons of hard money loans?

A: The pros of hard money loans include quick approval, flexibility in terms, and accessibility for borrowers with bad credit. However, the cons may include higher interest rates and shorter loan terms compared to traditional loans.

Q: How can I find a hard money lender?

A: You can find hard money lenders by searching online, attending real estate networking events, or asking for referrals from real estate professionals. It's important to research and compare different lenders to find the best fit for your financing needs.

Q: What is the loan term for a hard money loan?

A: A hard money loan is typically a short-term loan, usually ranging from six months to a few years. The exact loan term will depend on the lender's terms and the specific agreement between the borrower and lender.

Q: How are hard money loans different from traditional loans?

A: Hard money loans are different from traditional loans in terms of approval criteria, funding speed, and terms. Traditional lenders focus on the borrower's credit score, while hard money lenders prioritize the value of the property being used as collateral.

Q: What is the interest rate on a hard money loan?

A: The interest rates on hard money loans are typically higher than those of traditional loans due to the higher risk involved for the lender. These rates can vary but are usually in the range of 7% to 15% or higher.

Q: When should I consider using a hard money loan?

A: You should consider using a hard money loan when you need quick financing for a real estate investment, have a project that traditional lenders don't fund, or have a lower credit score that may not qualify for a conventional loan. Hard money loans can be a good option for short-term financing needs.

HI THERE. WE’RE GRAND FUNDING

Grand Funding is a direct private lender serving Arizona and California for over 40 years. The fund boasts a rich legacy of achievements, having aided and facilitated numerous real estate ventures, from land development to Single family fix and flips.

At Grand Funding we strive to share in our clients wins, we believe in each project and value every relationship.

We offer personalized loan options that meet your current needs and future goals..

Residential (incl. Primary Residence)

A short-term loan secured by real estate. It is often used when bank loans are not an option or when borrowers need quick funds for home projects. The property’s value serves as collateral instead of the borrower's credit or financial history.


New Construction

These loans are for financing construction projects, like building a new house or renovating an old one. They cover construction costs and can be set up for payments as the work continues.

Bridge Loans

Can be used as a short-term bridge financing option when a borrower needs to close on a property quickly or when there is a gap in funding between the purchase of a new property and the sale of an existing property.


Land Loans

A land loan is when a lender gives money to a person or organization to buy land. Unlike a regular mortgage that finances a property with a building, a land loan is for purchasing empty or undeveloped land.


OUR MISSION

At Grand Funding, we simplify private lending, enabling you to pursue opportunities confidently. Our experts clarify the process, ensuring you understand each step while accessing tailored funding. Don’t let uncertainty hold you back. Contact us to explore the benefits of private lending and realize your potential!

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