Step 1
Apply Online
Submit your deal basics in minutes. We care about the property, the plan, and the timeline.
- Tell us the address + your strategy
- Share your timeline and project details
- We respond quickly, no ghosting
Arizona + California Deal Desk
Fast Hard Money Loans for Arizona & California Investors
Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
Have a deadline? Call Logan directly. Still sizing the deal? Send the basics for real terms.
24hr
Approval Time
3-5
Days to Fund
Custom
Loan sizing
Real Deals. Real Timelines.
Transaction Review
Explore the financing scenarios behind the numbers.
24-hr Approval DecisionPrivate Real Estate FinancingTransaction-Specific ReviewFund in 3–5 Days
Grand Funding LLC
Meet Your Lender
Grand Funding reviews each transaction individually.
Contact Grand Funding to discuss your property and exit strategy.
Grand Funding reviews each request in light of the property, project, and proposed exit strategy. Loan sizing, timing, and final terms are provided after transaction review.
- Transaction-Specific Review
- Private Real Estate Financing
- Loan sizing: Determined after deal review
Project Snapshot
Run the property numbers before you call.
Based only on the values you enter
$120,000
Estimated gross project spread
Purchase price
$450,000
Renovation budget
$80,000
Total planned cost
$530,000
Expected value after work
$650,000
Planning tool only. It does not estimate a loan amount, rate, points, fees, leverage, approval, or final terms. Contact Logan at (602) 935-0371 for a transaction-specific review.
Loan Products Built for Action
Whatever your real estate strategy, we've got the financing to match
Fix & Flip Loans
Fast funding for property renovation and resale. Cover acquisition and rehab costs.
- leverage determined after review
- Term length: determined after deal review
- Payment Structure After Review
Best for: Value-add renovations and quick resales
Typical close: 3–7 days
Bridge Loans
Short-term financing to close quickly before securing permanent financing.
- Close in days
- Flexible terms
- Prepayment terms provided in writing
Best for: Fast acquisitions and transitional financing
Typical close: 3–5 days
Construction Loans
Ground-up construction and major-renovation scenarios with project-specific draw terms.
- New builds & renovations
- Draw structure after project review
- Loan sizing: Determined after deal review
Best for: Ground-up builds and major renovations
Typical close: 5–10 days
Cash-Out Refinance
Unlock equity for new investments or debt consolidation.
- leverage determined after review
- Case-specific occupancy review
- Fast closing
Best for: Unlocking equity for your next move
Typical close: 7–12 days
Land Loans
Finance raw land acquisition for future development.
- Residential & commercial
- leverage determined after review
- Flexible terms
Best for: Raw land acquisition and future development
Typical close: 7–14 days
Second Position Loans
Access eligible property equity without replacing an existing first mortgage.
- Existing first may remain
- Case-specific lien review
- Loan sizing after direct review
Best for: Accessing equity while preserving an existing first mortgage
Typical close: 7–10 days
The Difference
Investors choose us when banks say no — and other lenders say slow.
| Grand Funding | Typical Hard Money | Traditional Bank | |
|---|---|---|---|
| Approval | 24 hours | 3-7 days | 30-60 days |
| Funding | 3-5 days | 7-14 days | 30-90 days |
| Income docs | Determined after review | Sometimes | W-2s, tax returns |
| You talk to | Logan, the lender | Layers | A committee |
| Geographic focus | AZ & CA | Varies | Often regional |
How It Works
A fast, transparent path from idea to funded deal
Step 2
Quick Approval
Underwriting that makes sense. We focus on value, equity, and a clear exit.
- Clear terms and next steps
- Property-first evaluation
- Fast answers so you can move
Step 3
Get Funded
Close and fund in days, not weeks. Then you execute.
- Typical close: 3–5 business days
- Flexible structures for real deals
- We stay responsive through closing
Frequently Asked Questions
Quick answers to common questions
A hard money loan is short-term real estate financing secured by real property. Unlike traditional bank loans that focus heavily on credit scores and income verification, hard money lenders primarily evaluate the property's value and your exit strategy. This makes them ideal for real estate investors who need fast funding for time-sensitive deals.
We provide loan decisions within 24 hours of receiving a complete application. Once approved, most loans close and fund within 3-5 business days. For exceptionally straightforward deals, we've closed in as little as 48 hours.
Rates, points, loan sizing, leverage, and final terms are provided only after Grand Funding reviews the specific transaction. This website is not a commitment to lend.
Credit, income, experience, and documentation requirements are determined after review of the specific transaction.
We finance single-family homes, condos, townhouses, multi-family properties (2-4 units), mixed-use buildings, retail centers, office buildings, industrial properties, and raw land. Property type and transaction eligibility are determined after review of the specific request.
Any prepayment provision or minimum-interest period is transaction-specific and is disclosed in writing before closing.
Start with a transaction review
Share the property, project scope, and proposed exit strategy. Loan sizing, timing, and final terms are provided after review.
Request a QuoteInvestor Education
Learn Before You Fund
Guides from Logan Sullivan on structuring and closing real estate investment loans in Arizona and California.
Get a Quote
Send the basics. We'll respond fast with real terms and clear next steps.
Call
(602) 935-0371Service Areas
Phoenix Scottsdale San Diego Los Angeles